Plan Ahead for the 2025 Holiday Season with CCB’s Christmas Club!

As we settle into the new year, many of us are reflecting on the joy of the holiday season and the spending that came with it. At CCB, we believe now is the perfect time to start planning for the 2025 holidays! With our Christmas Club, you can build a financial cushion throughout the year, ensuring your next holiday season is just as special – but without the stress of overspending. At CCB, our motto is “Where Community Counts,” and that means supporting you, our neighbors, with tools that make a difference. Let’s work together to create a brighter, financially secure future for 2025 and beyond!

What is the CCB Christmas Club?

The Christmas Club is a unique savings account designed to help you prepare for holiday expenses well in advance. It’s an easy way to put money aside gradually, so you’re ready to tackle your holiday shopping, travel plans, and celebrations with confidence.

Why Choose CCB’s Christmas Club?

  • Earn Interest, Credited Annually: Watch your savings grow with interest added to your account each year.
  • No Monthly Service Fee: Every dollar you save goes directly toward your holiday plans.
  • No Minimum Balance Requirements: Enjoy flexibility as you build your holiday fund at your own pace.
  • Convenient Automatic Transfers: Schedule deposits from your checking account weekly, biweekly, or monthly to make saving effortless.
  • Direct Deposit of Funds: Automatically receive your savings on or around October 15, just in time for holiday shopping.
  • $10 Penalty Fee for Each Early Withdrawal (per withdrawl): Ensure your funds stay untouched until you need them most.
  • No Minimum Deposit to Open: Start saving today, no matter your initial contribution.

How to Get Started for 2025:

  • Visit Us Online: Explore the details of our Holiday Savings Club at http://giyb.eduftp.net/personal-banking/savings-accounts/.
  • Open Your Account: Stop by one of our convenient branches or contact us today to start saving for 2025.
  • Set Your Goal: Whether it’s for gifts, travel, or family gatherings, set a target and let us help you stay on track.

Maximize Your Savings for 2025:

  • Review 2024 Spending: Look back at your holiday expenses and use that as a guide to set a realistic savings goal for 2025.
  • Start Early: By beginning in January, you’ll have nearly a full year to grow your holiday fund.
  • Stay Consistent: Use automatic transfers to make regular contributions, so saving becomes effortless.

Why CCB is the Right Choice

At CCB, we understand the importance of thoughtful financial planning. Our motto, “Where Community Counts,” reflects our commitment to being more than just a bank – we’re here to help you reach your goals and enjoy life’s special moments without the burden of financial stress. By banking with us, you’re choosing a financial institution that prioritizes people over profit.

The holidays may feel far away, but the smartest time to prepare is right now. Let CCB’s Christmas Club help you take control of your finances and make the 2025 holiday season your most enjoyable yet! Start saving today and experience the difference with CCB – Where Community Counts.